| As your health drops below a threshold, you will start to suffer a penalty to
your skills, increasing as you get closer towards death. The threshold is
determined by discipline (with 100 discipline you start taking a penalty
to skill percentages once you drop below 50% hitpoints).
The ashura skill as well as the kamikaze stance or going berserk (berserk,
frenzy, drunken fury, shan-ya) reduce the severity of the penalty by half.
Other factors can reduce your effective skill percent as well, such as being
encumbered.
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